Ain'nul Mardhiah Dg. Md Nasir, Siti Nurasyikin Shamsuddin, Noriszura Ismail. PREDICTING LIFE INSURANCE OWNERSHIP: THE ROLE OF SOCIOECONOMIC FACTORS. JISTM [Internet]. 2025 Mar. 20 [cited 2026 Nov. 15];10(38). Available from: https://www.gaexcellence.com/index.php/jistm/article/view/5001