Mzee Mustafa, Ahmad Azam Othman. ISSUES & CHALLENGES OF APPLYING ISLAMIC BANKING IN ZANZIBAR: A WAY FORWARD. IRJSMI [Internet]. 2020 Jun. 10 [cited 2026 Nov. 15];2(4):22-34. Available from: https://www.gaexcellence.com/index.php/irjsmi/article/view/80