MASNIH MUSTAPA; MUSAIYADAH AHMADUN; MUZALIFAH MONIL; NUR ILMA AMBO. A PRELIMINARY STUDY ON DEBT PERCEPTION TOWARDS MALAYSIAN UNIVERSITY STUDENT. INTERNATIONAL JOURNAL OF ENTREPRENEURSHIP AND MANAGEMENT PRACTICES (IJEMP), [S. l.], v. 7, n. 25, 2024. Disponível em: https://www.gaexcellence.com/index.php/ijemp/article/view/401. Acesso em: 15 nov. 2026.