ANI ASMAA; NORFAIEZAH; RAM AL JAFFRI. BEHAVIORAL FACTORS IN DETERMINING INTENTION TOWARDS INDEBTEDNESS AMONG GOVERNMENT SERVANTS. ADVANCED INTERNATIONAL JOURNAL OF BUSINESS, ENTREPRENEURSHIP AND SME’S (AIJBES), [S. l.], v. 5, n. 18, 2024. DOI: 10.35631/AIJBES.518028. Disponível em: https://www.gaexcellence.com/index.php/aijbes/article/view/4083. Acesso em: 15 nov. 2026.