SALWANI AFFANDI; ANIS IZZATI JA’AFAR; FATHIYAH ISMAIL; NABILAH ABDUL SHUKUR. BANK LENDING BEHAVIOR: EVIDENCE FROM MALAYSIAN DUAL BANKING SYSTEM. ADVANCED INTERNATIONAL JOURNAL OF BANKING, ACCOUNTING AND FINANCE (AIJBAF), [S. l.], v. 3, n. 8, 2024. Disponível em: https://www.gaexcellence.com/index.php/aijbaf/article/view/971. Acesso em: 15 nov. 2026.